If that isn't possible, make sure the deposit slips stacked in the bank lobby don't have someone else's account number already written or printed on them. Try to use your own pre-printed deposit slips. That way, if the check is stolen it can't be cashed. Preferably, deposited checks should be endorsed “For Deposit Only” and your account number should be included. And never endorse a check until you're ready to cash or deposit it. If possible, don't make a check payable to “cash” (it's too easily cashed by just anyone). Most experts advise against writing your credit card number on a check to a merchant, even if the merchant asks for this information. And if you change your mind after writing all or part of a check, first mark “void” across the front and then shred it to pieces. Use dark ink, never light colors (green, pink) or pencil that can easily be erased or covered over. Otherwise, a criminal can easily change what you've written-such as, a check payable to I.B.M. Better to write details as close together as possible, avoid abbreviations and draw lines to fill any gaps. When writing checks, don't leave blank spaces on the lines designating who the check is payable to and the amount. These could be signs the checks have been stolen. Notify your bank if you ordered checks and haven't received them in a reasonable time period, or if some checks are missing. These numbers, combined with other information on your checks (your name, address, account number, telephone number) could supply a thief with enough details to apply for a loan, credit card, or a phony bank account in your name. Source: Federal Deposit Insurance Corporation.ĭon't have your Social Security or driver's license number imprinted on your checks.
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